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Definitions:   M0 = Physical currency.   M1 = cash and checking account deposits   M2 = M1 + savings accounts & money market accounts   M3 = M2 +large deposits and other large, long-term deposits.   Fiat money: money that derives its value from government regulation or law.   Tinkerbell Effect: a term describing things that are thought to exist only because people believe in them - named after 'Tinker Bell', the fairy in the play 'Peter Pan' who is revived from near death by the belief of the audience.

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